The Physics of Solar Panel Cold-Weather Voltage Surges
Photovoltaic silicon cells have a negative temperature coefficient of voltage (typically (-0.26%) to (-0.35% / ^circ ext{C})). When temperature drops, the semiconductor bandgap widens, dramatically increasing the open-circuit voltage ((V_{ ext{oc}})) produced by the panel.
The Catastrophic Winter Inverter Blowout
If an installer designs a solar string based strictly on the 25°C (77°F) STC nameplate rating (e.g. 14 panels × 40V = 560V into a 600V inverter), the system will work fine all summer. But on a clear, frigid January morning at -15°C (5°F), panel voltage jumps by over 11% to 625 Volts!
The instant the sun strikes the array before the inverter begins drawing current, the 625V open-circuit surge destroys the inverter's input electrolytic capacitors and IGBT bridge, voiding the warranty!